General Liability
Protection against third-party bodily injury, property damage, and advertising injury claims that could threaten your business operations.
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Three decades of helping businesses simplify employee benefits — with the relationships, expertise, and care to do it right.
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Carrier Partnerships
Top 50 Insurance Brokerages
Business Insurance Magazine · 2024
About Superior Trust
Your Strategic Partner in
Risk Management Excellence
Superior Trust is a full-service commercial insurance brokerage dedicated to protecting the assets, people, and futures of the businesses we serve. With over 30 years of expertise, we deliver tailored insurance programs and risk management solutions that go beyond coverage.
Our team of credentialed advisors — holding designations including CIC, CPCU, and CEBS — works closely with each client to understand the unique risks facing their organization, then engineers comprehensive solutions aligned with their operational goals, budget requirements, and long-term growth trajectory.
Client-First Philosophy
Your success is the metric that drives every decision we make
Data-Driven Risk Analysis
Leveraging analytics to optimize coverage and reduce total cost of risk
Dedicated Account Teams
Single point of contact with deep knowledge of your business
Property & Casualty
Commercial Insurance Solutions
Comprehensive commercial insurance programs designed to protect your business assets, manage liability exposure, and keep your operations running when it matters most.
Commercial Property
Safeguard your buildings, equipment, inventory, and physical assets from fire, theft, weather events, and other covered perils.
Learn MoreWorkers' Compensation
Comprehensive workers' comp coverage meeting state requirements, protecting both your employees and your bottom line from occupational injuries.
Learn MoreCommercial Auto
Auto liability and physical damage coverage for company vehicles, fleets, and hired & non-owned vehicle exposures across your organization.
Learn MoreCyber Liability
Defend your business against data breaches, ransomware, and cyber incidents with robust first-party and third-party cyber insurance coverage.
Learn MoreProfessional Liability
Errors & Omissions coverage protecting your professional services firm from claims of negligence, errors, or inadequate performance.
Learn MoreUmbrella Coverage
Additional layers of liability protection extending beyond primary policy limits, shielding your organization against catastrophic claims.
Learn MoreDirectors & Officers
Management liability coverage protecting corporate officers and board members from personal liability arising from executive decisions.
Learn MoreEmployee Benefits
Benefits Solutions That Attract & Retain Talent
Strategic employee benefits programs that help you compete for top talent, control healthcare costs, and build a workforce that is healthy, engaged, and committed.
Group Health Insurance
Competitive health plan designs across major carriers — PPO, HMO, HDHP, and self-funded options — with strategies to optimize cost-sharing.
Learn MoreDental & Vision Plans
Comprehensive dental and vision coverage options that enhance your total compensation package and demonstrate care for employee wellbeing.
Learn MoreLife Insurance
Group term life and AD&D coverage providing meaningful financial security for your employees and their families when it matters most.
Learn MoreDisability Insurance
Short-term and long-term disability solutions protecting employees' income and reducing employer liability during recovery from illness or injury.
Learn MoreVoluntary Benefits
Supplemental options — critical illness, hospital indemnity, accident, identity theft — that enhance benefits at no direct cost to employers.
Learn MoreBenefits Administration
Technology-enabled enrollment and benefits administration platforms that streamline HR operations and elevate the employee experience.
Learn MoreHR Consulting
Strategic HR guidance and total rewards consulting to align your benefits strategy with organizational goals and workforce demographics.
Learn MoreCompliance Support
Navigate ACA, ERISA, COBRA, HIPAA, and state mandates confidently. Our compliance team keeps your benefits program perpetually audit-ready.
Learn MoreWhy Superior Trust
The Superior Trust Difference
We don't just sell insurance — we build long-term risk management partnerships that create lasting, measurable value for your organization.
Industry Experience
Over 30 years of commercial insurance expertise. Our advisors hold advanced designations including CIC, CPCU, ARM, and CEBS — the gold standard in the industry.
Dedicated Advisors
Every client receives a dedicated account team — an advisor, service specialist, and claims advocate — who understands your business thoroughly.
Customized Solutions
No off-the-shelf programs. We engineer bespoke insurance and benefits solutions tailored to your industry, operational size, and specific risk tolerance.
Claims Advocacy
When you have a claim, we stand beside you. Our claims advocacy team fights to ensure fair, fast resolution so your operations are minimally disrupted.
Cost Containment
Proactive risk management, loss control programs, and sophisticated carrier negotiations that reduce your total cost of risk — not just your premium line.
Ongoing Support
Annual coverage reviews, employee benefits communications, loss control site visits, and continuous risk management guidance delivered year-round.
Industries We Serve
Deep Industry Expertise
From construction to technology, we understand the unique risks, regulations, and workforce dynamics of your specific industry — and we speak your language.
Construction
Builders risk, contractor liability, wrap-up programs, and surety bonds for general contractors and subcontractors.
Manufacturing
Product liability, equipment breakdown, and comprehensive coverage for complex domestic and international manufacturing operations.
Healthcare
Medical malpractice, healthcare liability, and specialty benefits programs for clinics, practices, urgent care, and health systems.
Professional Services
E&O coverage, cyber protection, and tailored programs for law firms, accounting practices, management consultants, and financial advisors.
Technology
Tech E&O, cyber liability, IP protection, and startup-friendly programs for SaaS companies, IT firms, and technology innovators.
Retail
Premises liability, inventory protection, employment practices coverage, and product liability for retail operations of all scales.
Transportation
Trucking liability, cargo insurance, excess liability, and fleet programs designed specifically for carriers and logistics companies.
Hospitality
Liquor liability, event coverage, food contamination, and comprehensive hospitality programs for hotels, restaurants, and event venues.
Client Testimonials
What Our Clients Say
Real feedback from business owners and executives who trust Superior Trust to protect their organizations and support their people.
"Superior Trust completely transformed how we approach risk management. Their team identified coverage gaps in our existing program and restructured our insurance in a way that saved us $180,000 annually while significantly improving our protection. They're not just brokers — they're true business partners."
"When we had a major workers' compensation claim last year, Superior Trust's claims advocacy team was invaluable. They guided us through the entire process, communicated with the carrier on our behalf, and ensured our employee received proper care. That kind of support is priceless — and it's why we've been a client for over a decade."
"Our employee benefits program was disorganized and overpriced before Superior Trust stepped in. They redesigned our entire benefits package, implemented a new enrollment platform, and our employee satisfaction scores jumped 40%. Our HR team actually looks forward to open enrollment now — that says everything."
"As a rapidly growing healthcare organization, our insurance needs change constantly. Superior Trust has been there every step of the way — adapting our coverage as we've expanded, adding new locations, and onboarded additional providers. Their responsiveness and healthcare-specific expertise are simply unmatched."
Get In Touch
Let's Start the Conversation
Ready to explore how Superior Trust can protect your business and support your workforce? Our advisors are here to help — reach out and we'll respond within one business day.
Phone
(305) 901-5355
Email
info@superiortrust.com
Office
8950 SW 74th Ct #2200
Miami, FL 33156
Miami, FL 33156
Business Hours
Monday – Friday: 8:00 AM – 6:00 PM CT
Thank You!
Your request has been received. A Superior Trust advisor will contact you within one business day.
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